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Car Finance
Van Finance
Caravan Finance
Motorhome Finance
Campervan Finance
Motorbike Finance
Personal Loans
Business Loans

We arrange Finance for any type of vehicle
We also provide Personal & Business Loans...

Apply today with
no impact on your credit score.
We can help with good and bad credit profiles..

Apply for finance
Submitting a finance application
Get accepted fast
Ask a finance question
It is simple to apply
Choose from any dealer
 

What Credit

Vehicle Finance & Loans.

Let's Get You Accepted!

Apply For 
FREE 
FREE 
Without Affecting Your Credit Score

Fast & Efficient Service

Specialist vehicle finance options:
Once you have been approved for finance, we work quickly to get you the funds you need without any hassle, stress or fuss.

You can then choose your vehicle from any reputable UK dealership and drive your vehicle away within a few hours.

Flexible Low Rate
Finance Packages

We have packages to suit
all credit profiles

Best Rates Available

With a large panel of lenders on hand

Good & Bad Credit Profiles Considered

We care about your future
not your past

Best Rates Available

With a large panel of lenders on hand

Access To All Major
Finance Lenders

Fantastic deals available to
all our customers

Best Rates Available

With a large panel of lenders on hand

Choose A Vehicle From Any UK Dealer

Get access to thousands of
vehicles nationwide

Best Rates Available

With a large panel of lenders on hand

Our Lenders

We offer access to the UK’s best panel of lenders to ensure better rates regardless of your credit history.

United Trust
moneybarn
PCF-Bank
oodle
United Trust
Premium-Plan
Billing-Finance
Advantage-Finance
Specialist-Motor-Finance
Amigo
Rate-Setter

Additional Finance Options

Here at What Credit we offer a wide range of finance options to both dealers and the general public, when you submit an finance application we’ll seek out the lowest rate fiance package available to you.
Get Accepted for Car Finance

Personal
Loans

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Horsebox
Finance

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Balloon Payment
Re Financing

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Hot Tub
Finance

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Limited Company
Vehicle Finance

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Business Asset
Finance

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Finance Examples

What Credit search the market place to find the best finance package to suit you.

because customer credit profiles are different, finance company rates, terms & APR rates may vary between customers depending on your credit score.

Amount
Months
Payments
Total Credit
Tot Payable
APR
Flat Rate
£7,250
48
£166.38
£736.24
£7,986.24
4.9%
2.5%
£5,000
48
£129.27
£1,200.16
£6,200.16
12.9%
6%
£5,000
48
£139.57
£1,699.36
£6,699.36
16.8%
8%
£5,000
48
£149.46
£2,174.08
£7,174.08
21.8%
10.87%
£7,250
48
£235.63
£4,060.24
£11,310.24
29.9%
14%
£4.000
36
£195.16
£3,025.76
£7,025.76
49.9%
18.9%

5 Star Reviews

Feefo is an independent customer feedback website that only allows honest reviews from proven genuine customers.

We are proud to be a Gold Trusted Merchant with 5 star reviews.

Don’t just take our word for it – see what our customers say about us!

Thanks Marcus
Marcus was great. Made everything very simple and easy. Didn’t take much at all to refinance a car. Very helpful in the current times indeed. Thank you so much Marcus.
Mary Scott
Simply Superb
They accepted my application and I now have just collected my vehicle which I am so happy with. A big thank you to everyone who bent over backwards to help me!
Stacey Sage
Great Staff
I have used What Credit twice now and find them to be extremely efficient, reliable and fast. I will continue to recommend them to anyone that needs any vehicle finance or loan.
Tyler Woodstock
Brilliant
I was getting declined everywhere and was desperate for a new car. They approved me quickly even though I had previous credit problems, and the rate was also very fair considering my credit score was very poor.
Tyler Woodstock
Very Helpful
Excellent service, Nicole was fab at helping me sort everything out, and her customer service was excellent. I will be using them again, also best rate I could find compared with Car finance 24/7.
Julia Redman
Professional
The staff at What Credit were great, making sure I was 100% satisfied with the car before taking it. Thanks to everyone that helped me get the car of my dreams - I have already recommended your services.
Jason Walters

Choose from any UK dealership

Unrivalled Flexibility from the UK’s favorite finance provider.

We supply the finance so you can buy your new vehicle from any qualifying UK Dealership or Private Seller.

Finding a new car is now easier than ever with our unique service of being able to choose your vehicle from anywhere in th UK.