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Bad Credit Car Finance / Guaranteed Car Finance Explained

Despite what others may promise, In truth there is no such thing as guaranteed finance, however at What Credit Ltd we get as close as possible to giving an acceptance to every customer.

If you can prove affordability (within our schemes criteria) then it is likely we will gain you an approval.  So even though we say there is no such thing as a guaranteed loan, we believe if we can not get you accepted for car finance then the chances are no one can.

We can help get you Car Finance with Bad Credit

Get Approved for Car Finance today we can help with:

  • Car Finance
  • Poor Credit Self Employed Car Finance
  • Declined For Car Loans In The Past
  • Refused Car Credit Elsewhere
  • Car Finance Even With CCJ's Defaults Arrears Etc
  • Bad Credit History Car Finance
  • Guaranteed Car Credit

We pride ourselves on treating every case individually, by taking into consideration every customer’s unique circumstances. Whether it’s a car, motorbike, van or caravan – we are here to help.

Simply fill out our quick and easy online application form and get an answer today.

CAL-IMAGE

Guaranteed

What Credit Ltd are a Credit Broker and will search our panel of lenders to match the best loan to suit your personal circumstancesLOGO BANNER

  WE WILL SEARCH THE MARKET PLACE TO FIND A FINANCE PACKAGE TO SUIT YOU
Excellent / Good Credit Score: Loan amount: £5,000 - 36 Monthly Payments: £149.51 - Total cost of credit: £382.50 - Total amount payable: £5,382.50    - Representative example: 5.1% APR
 Good / Fair Credit Score: Loan amount: £5,000 - 48 Monthly Payments: £139.57 - Total cost of credit: £1699.36 - Total amount payable: £6699.36 - Representative example: 16.8% APR
  Poor Credit Score:   Loan amount: £5,000 - 48 Monthly Payments: £149.46 - Total cost of credit: £2,174.08 - Total amount payable: £7174.08 00 - Representative example: 21.8% APR
  Very Poor Credit Score:   Loan amount: £5,000 - 60 Monthly Payments: £153.00 - Total cost of credit: £4,180.00 - Total amount payable: £9,180.00 - Representative example: 31.7% APR
 Guarantor Finance:   Loan amount: £5,000 - 48 Monthly Payments: £213.88 - Total cost of credit: £5266.24 - Total amount payable: £10266.24 - Representative example: 49.9% APR
BECAUSE CUSTOMER PROFILES ARE DIFFERENT, FINANCE COMPANY RATES, TERMS & CONDITIONS & ANNUAL PERCENTAGE RATES MAY VARY BETWEEN CUSTOMERS
PLEASE BE AWARE THAT IF YOU HAVE A POOR OR BAD CREDIT SCORE, THE COST OF CREDIT MAY BE HIGHER ( AS ILLUSTRATED ABOVE )