Low rate personal loans for good and bad credit profiles
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Regardless of your history
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without affecting your credit score
Aspire Money is a Credit Broker and has a number of lenders on their panel that specialise in offering unsecured loans from £500 to £25,000. An unsecured loan offers the flexibility to borrow money for a wide range of purposes, such as a new car or improvements to your home. They specialise in finding loan options for customers, so even if you have a poor credit rating, they may still be able to help you find a suitable loan. Aspire Money can help to find a loan based on your individual circumstances.
Your information will be sent to Aspire Money. They may be able to assist you with your enquiry and will contact you shortly!
- Loan Amounts Up To £25,000
- Loan Repayment Period Between 1 – 5 Years
- Min APR 6.4% to Max of 1611%
- Representative 49.9% APR
- Aspire Money do not charge a fee
- Access to over 20 lenders
Annual Interest Rate (fixed) is 49.9% p.a. with a Representative 49.9% APR, based on borrowing £4000 and repaying this over 36 monthly payments. The monthly repayment is £195.18 with a total amount repayable of £7026.48 which includes the total interest payable of £3026.48.
The interest rate that you may qualify for may vary due to your personal circumstances and the loan amount you require.
WARNING: LATE REPAYMENT CAN CAUSE YOU SERIOUS MONEY PROBLEMS.
To apply for a Personal Loan you must:
- Earn a minimum of £800 per month
- Be a UK resident
- Be aged between 18-65 years
- Be employed
There are several reasons why a personal loan may be a good choice for you:
If you’ve been refused a loan from your bank, then an unsecured personal loan can provide you with the extra funds you need to cover those larger, one-off purchases. It is not secured against your home or any other assets and the amount you can borrow will typically be lower and have a shorter repayment period.
How our Car Finance works
Can Aspire Money help with bad credit?
Aspire Money specialise in finding loan options for customers, so even if you have a poor credit rating, they may still be able to help you find a suitable loan. Lenders on their panel evaluate candidates based on their individual circumstances and will look at factors such as your income and outgoings, as well as any other assets you might have, to help determine your eligibility and whether you can afford the monthly repayments.
How much does a loan cost?
You will need to repay the amount you have borrowed in full and the additional interest. The interest rates on personal loans vary and are calculated on your individual circumstances. However, our finance calculator can help you work out the cost of borrowing.