Electric Vehicle Finance

Electric Vehicle Finance options for all credit profiles

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Apply for finance

Regardless of your history

Get approved for finance

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Accepted for finance

Find your EV

From any UK dealer

Electric Vehicle approval rate 95%

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for FREE 
without affecting your credit score

Electric vehicles are rapidly growing in popularity. Not only are they great for the environment due to having no harmful emissions but electric vehicles are also fun to drive, extremely quiet, and are cheap to run. As technology improves, the distance electric vehicles can travel between charges is increasing year after year, as is the number of places where you can now charge an electric vehicle, making them more practical for people to use.

Many people now have home charging points so they can charge their vehicle overnight, although there are so many more charging points available at supermarkets and motorway services now and these are set to increase further over the next 2 years. As well as easy charging, the extremely low or no vehicle tax each year makes purchasing an electric vehicle even more appealing.

flexible car finance
Caravan Finance

Top 12 reasons why to choose us

  • We offer electric vehicle finance for good & bad credit profiles
  • We arrange flexible electric vehicle finance packages to suit you
  • We have low rate electric vehicle finance deals from 4.9% APR
  • cChoose a electric vehicle from any UK dealer or private seller
  • You get access to thousands of electric vehicles Nationwide
  • Applying for electric vehicle finance with us is quick and simple
  • Most of our electric vehicle finance applications are approved
  • You can get accepted for electric vehicle finance fast
  • electric vehicle finance terms from 12 months to 60 months
  • No deposit or small deposit options available
  • Fixed monthly electric vehicle finance payments
  • Very fast turnaround

How our Car Finance works

Getting a new electric vehicle on finance through What Credit is a very simple procedure. Simply apply online through this website and your details will be sent to our underwriters, who will process your information and find the most suitable Lender with the best possible deal.

Once you have been accepted, we will contact you by phone or email to let you know. We will then ask for some simple paperwork to complete your application.

Once we have received these we can then set your credit limit and discuss your payments and the options available to you, so you know exactly how much it will cost you per month before you start looking for a electric vehicle.

Finding your new or used electric vehicle
When you have been approved for electric vehicle finance, and you know how much you can afford to spend, you can then do the exciting part of finding a electric vehicle!.

Our flexible finance gives you the option to choose a electric vehicle from any reputable UK dealer or private seller, giving you the choice of thousands of electric vehicles nationwide and knowing you have already been accepted means you can shop with confidence knowing your electric vehicle finance is already in place.

When you have found a suitable electric vehicle all you have to do is contact us with the name & address of the dealer or private seller and the details of the electric vehicle and we will check out the history of the electric vehicle to ensure that everything is ok. We check the vehicle mileage, and its history to make sure the vehicle has not been involved in an accident and that the price is fair for the age & condition of the electric vehicle. We also contact the seller to get all the relevant details that we need from them, including their bank details to arrange the payment to them.

After these checks have been made we will contact you to discuss your exact payments, then the paperwork will be sent via email for you to sign. When the paperwork has been signed & returned to us, we will then do our final check and the Lender will then release the funds to the dealer or private seller.

Collecting your new or used electric vehicle
When the Lender has finalised everything and the dealer or private seller has been paid, you can then talk to them to arrange collection of your electric vehicle – It’s that simple!

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