What Credit Ltd are a Credit Broker not a direct Lender, with access to wide range of Finance Products. Our expertise in finance means we are able to help you find the best finance package available to you based on your personal circumstance and credit profile.
Get the car of your dreams with our fast track finance application
What Credit supply you the car finance so you can buy from any reputable UK Dealership or Private Seller.
What Credit supplies a bespoke one stop car finance service that seeks to match the best car loan package to suit you.
When you have secured your online car loan acceptance you can take your time to shop around for the car of your choice, knowing that you have the car finance already arranged. We consider all types of situations for car credit.
So if you are looking for Car Finance, we can help you.
Here are some of our car financing details…
- Low Rate Car Finance Packages
- Fast Efficient Online Car Finance Application
- Flexible Repayment Terms For Your Car Loan
- Same Day Drive Away Car Loan Schemes
- We Supply The Car Finance, You Choose The Car
Let What Credit help you obtain the Car Credit you need today !
We understand modern life and the stresses and strains of keeping your finances under control which is why we care about your future & not your past.
Our underwriters look at every single car finance application individually We don't just decline a car finance application because of previous credit or loan problems, we look at the whole situation to make sure taking out car finance is suitable to you and that you can afford your finance repayments without any problems & if you do find yourself in financial difficulties then we are on hand to help you throughout the whole process.
About Car Finance
With our car finance the total amount you pay back includes the cost of interest and any fees as well as the cost of the vehicle. The cost of interest and fees is given in what's called the APR (Annual Percentage Rate) as the APR is the only figure that includes all the costs involved, it's the number you need to look at when comparing deals so the lower the APR, the better.
Hire Purchase (HP) Car Finance Variation
Hire Purchase Loans are a very straightforward form of car finance. You choose the car, we accept you for car finance and we pay the dealer, You then make monthly payments to the finance company until you have paid the total amount owed. At the end of the repayment period, you take ownership of the car, it's that simple.
Falling behind with your Car Finance repayments
If you fall behind with your car finance repayments we can help as we understand anybody can suffer tempory setbacks so no need to worry when you obtain car finance from What Credit.
Simple Car Finance
- Fixed Monthly Payments
- Terms between 12 months & 60 months depending on your budget
- Nil Deposit or a small deposit required
Applying for car finance with What Credit is easy & fast. Our online application can be completed quickly and a decision will be made within minutes.
We have access to all of the major car finance lenders on the market, which means, not only do you not have to search around to find someone to approve you, but we do all the hard work for you.