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Bad Credit Car Finance

We say yes to Car Finance

If you have bad credit but are in need of car finance your options may be slightly reduced and sometimes the interest rate you pay will be significantly higher, although here at What Credit, we understand your difficult circumstances which is why we do not penalise you for problems you have had in the past. Although the rate of finance may be higher than someone with an excellent credit score, they are still very good & fair, which is why we arrange car finance for hundreds of people every month regardless of their credit history.

 

Bad-Credit-Car-Finance

What Credit Ltd are a Credit Broker and will search our panel of lenders to match the best loan to suit your personal circumstancesLOGO BANNER

  WE WILL SEARCH THE MARKET PLACE TO FIND A FINANCE PACKAGE TO SUIT YOU
Excellent / Good Credit Score: Loan amount: £5,000 - 36 Monthly Payments: £149.51 - Total cost of credit: £382.50 - Total amount payable: £5,382.50    - Representative example: 5.1% APR
 Good / Fair Credit Score: Loan amount: £5,000 - 48 Monthly Payments: £139.57 - Total cost of credit: £1699.36 - Total amount payable: £6699.36 - Representative example: 16.8% APR
  Poor Credit Score:   Loan amount: £5,000 - 48 Monthly Payments: £149.46 - Total cost of credit: £2,174.08 - Total amount payable: £7174.08 00 - Representative example: 21.8% APR
  Very Poor Credit Score:   Loan amount: £5,000 - 60 Monthly Payments: £153.00 - Total cost of credit: £4,180.00 - Total amount payable: £9,180.00 - Representative example: 31.7% APR
 Guarantor Finance:   Loan amount: £5,000 - 48 Monthly Payments: £213.88 - Total cost of credit: £5266.24 - Total amount payable: £10266.24 - Representative example: 49.9% APR
BECAUSE CUSTOMER PROFILES ARE DIFFERENT, FINANCE COMPANY RATES, TERMS & CONDITIONS & ANNUAL PERCENTAGE RATES MAY VARY BETWEEN CUSTOMERS
PLEASE BE AWARE THAT IF YOU HAVE A POOR OR BAD CREDIT SCORE, THE COST OF CREDIT MAY BE HIGHER ( AS ILLUSTRATED ABOVE )