Telephone: 01622 200 150 | Email: sales@whatcredit.co.uk

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What Credit Ltd are a Credit Broker not a direct Lender, with access to wide range of Finance Products. Our expertise in finance means we are able to help you find the best finance package available to you based on your personal circumstance and credit profile.

Phone:
01622 200 150

E-mail:
sales@whatcredit.co.uk

Finance Examples

We will search the market place to find a finance package to suit you, because customer profiles are different, finance company rates, terms & conditions & annual percentage rates may vary between customers. Please be aware that if you have a poor or bad credit score, the cost of credit may be higher (as illustrated below).

Excellent Credit Score

Loan amount £7250 – 48 monthly payments at £166.38 – Total Cost of Credit £736.24 – Total amount payable £7986.24 – Representative example 4.9% APR. This is a yearly flat rate of interest of 2.5%. This is a fixed rate.

Good Credit Score

Loan amount £5000 – 48 monthly payments £129.17 Total cost of credit £1200.16 – Total amount payable £6200.16 – Representative example 12.9% APR. This is a yearly flat rate of interest of 6%. This is a fixed rate.

Fair Credit Score

Loan amount £5000 – 48 monthly payments £139.57 – Total cost of credit £1699.36 – Total amount payable £6699.36 – representative example 16.8% APR. This is a yearly flat rate of interest of 8%. This is a fixed rate.

Average Credit Score

Loan amount £5000 – 48 monthly payments £149.46 – Total cost of credit £2174.08 – total amount payable £7174.08 – representative example 21.8% APR. This is a yearly flat rate of interest of 10.87%. This is a fixed rate.

Poor Credit Score

Loan amount £7250 – 48 monthly payments £235.63 – total cost of credit £4060.24 – total amount payable £11310.24 – representative example 29.9% APR. This is a yearly flat rate of interest of 14%. This is a fixed rate.

Guarantor Loan

Loan amount £4000 – 36 monthly payments £195.16 –total cost of credit £3025.76 - total amount payable £7025.76 – representative example 49.9% APR. This is a yearly flat rate of interest of 18.9% This is a fixed rate.

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What Credit Ltd, is registered in England and Wales. Registered address: 76 Glebe Lane, Barming, Maidstone, Kent, ME16 9BD. Company number 07088857.
What Credit Limited is authorised and regulated by the Financial Conduct Authority firm reference number 673990. Data Protection Licence Number Z2128227

What Credit Limited is a licensed credit broker who can introduce you to a limited number of finance providers based on your credit rating and we may receive for such introductions. All finance is subject to status and income. Written quotation available on request. The Financial Ombudsman Service (FOS) is an agency for arbitrating on unresolved complaints between regulated firms and their clients. Full details of the FOS can be found on its website at www.financial-ombudsman.org.uk

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