How it works !

In 3 simple steps...

Step One

Apply today using our simple online application
* Without it affecting your credit file - See below

APPLY NOW

Step Two

Choose a vehicle from any UK Dealership
Or if you don't have time to look, let our vehicle finder experts do it for you - Free of charge !

Step Three

Supply the proofs, sign the documents & as soon as the dealership has received payment the vehicle is yours to take home - Simple !

* When applying for finance some credit searches can actually damage your credit profile, however we use a "Soft Search" system which allows us to carry out your credit search without it affecting your credit footprint or credit file. Which gives you complete piece of mind when using our service.

What Credit Finance Solutions

If you are looking for Finance and have been refused in the past we can still help get you accepted, here at What Credit we care about your future not your past Our specialist Loan & Finance advisers are on hand to answer any questions you may have about our services.

We specialise in all types of finance - see the links below for more information

Outstanding Finance Options

Low Rate Finance - Even if you've been refused elsewhere..!

Car Finance | Motorbike Finance | Caravan Finance | Motorhome Finance | Asset Finance | Personal Loans

If you are looking for loans or finance, but are unsure about which company to choose, then What Credit is the solution !

At What Credit our aim is to match you to a finance package that suits your credit profile. With access & special finance deals in place with all the major finance companies on the market, we can provide the best finance package options to all of our customers regardless of your credit history, leaving you free to choose your new vehicle from any reputable UK Dealer. 

Or if you are looking for Asset finance or a Personal Loan we have some amazing products available to all of our customers regardless of their credit history. Get in touch today to find out more or apply now !

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Find out more about What Credit Ltd & our services !

Good & Bad Credit Profiles Considered

No Broker Fees

Free Vehicle Valuation & History Check

Car Finance
car finance
  • Buy any car from any UK dealer
  • Free car history & valuation check
  • Fantastic package deals available
  • Flexible finance options
  • Payments to suit you & your budget
  • Good & Bad credit profiles considered
Car Finance
Caravan Finance
caravan finance
  • Buy any caravan from any UK dealer
  • Free caravan history & valuation check
  • Fantastic package deals available
  • Flexible finance options
  • Payments to suit you & your budget
  • Good & Bad credit profiles considered
Caravan Finance
Motorhome Finance
motorhome finance
  • Buy any motorhome from any UK dealer
  • Free history & valuation check
  • Fantastic package deals available
  • Flexible finance options
  • Payments to suit you & your budget
  • Good & Bad credit profiles considered
Motorhome Finance
Motorbike Finance
motorbike finance
  • Buy any motorbike from any UK dealer
  • Free bike history & valuation check
  • Fantastic package deals available
  • Flexible finance options
  • Payments to suit you & your budget
  • Good & Bad credit profiles considered
Motorbike Finance
Van Finance
van finance
  • Buy any van from any UK dealer
  • Free van history & valuation check
  • Fantastic package deals available
  • Flexible finance options
  • Payments to suit you & your budget
  • Good & Bad credit profiles considered
Van Finance
Asset Finance
asset finance
  • Re-finance your assets or purchase new
  • Free asset history & valuation check
  • Fantastic package deals available
  • Flexible finance options
  • Payments to suit you & your budget
  • Good & Bad credit profiles considered
Asset Finance

Personal Loans

personal loans
  • Personal Loans for any purpose
  • Short & long term loans available
  • Fantastic loan deals available
  • Flexible personal loan options
  • Payments to suit you & your budget
  • Good & Bad credit profiles considered
Personal Loans

Horsebox Finance

horsebox finance
  • Buy any horsebox from any UK dealer
  • Free history & valuation check
  • Fantastic package deals available
  • Flexible finance options
  • Payments to suit you & your budget
  • Good & Bad credit profiles considered
Horsebox Finance
Motorbike Finance

Bad Credit Finance

bad credit finance
  • Bad Credit ? No Problem
  • CCJ's - Defaults - Arrears ? No Problem
  • Fantastic package deals available
  • Flexible finance options
  • Payments to suit you & your budget
  • Turned Down Previously ? Don't Worry 
Bad Credit Finance

Why Choose What Credit ?

Access to 1000's Of Vehicles

Choose from ANY reputable UK Dealer

Access to all Major Lenders

We have deals in place with all lenders

Good & Bad Credit Profiles

We approve good & bad credit

Fast Approval, Fast Payout

Get your new vehicle as quickly 

Low Rate Finance Packages

Many packages to suit all circumstances

Flexible Finance Options

We'll find you the perfect deal

Apply for Finance today !

Good & Bad Credit Profiles Considered - Fast Approvals

F&I Awards

Follow us on Social Media to keep up to date with the latest news & offers available here at What Credit Ltd

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Limited Company FinanceLimited-Company-Finance-Side

What Credit is the most appropriate method of funding for businesses looking to invest in new vehicles. We are a leading, independent finance brokerage, and are able to quickly access the best rate finance packages for your business. With a huge panel of lenders, What Credit will get you the funding you need, quickly and at an excellent rate.

  • We realise that time is money – so applying for finance is paperless, simple and takes less than 5 minutes.
  • Limited companies, and limited liability partnerships can apply for up to £120,000 for up to 60 months
  • Apply online and receive a funding decision quickly
  • We will provide you with a no obligation quote
  • Choose how much you want to borrow & how long you need to pay it back
  • Once approved funds are paid out quickly

 

 

 

Apply for Limited Company Finance Here