How it works !

In 3 simple steps...

Step One

Apply today using our simple online application

APPLY NOW

Step Two

Choose a vehicle from any UK Dealership
Or if you don't have time to look, let our vehicle finder experts do it for you - Free of charge !

Step Three

Supply the proofs, sign the documents & as soon as the dealership has received payment the vehicle is yours to take home - Simple !

What Credit Ltd

The UK's No.1 Finance Provider

Car Finance | Motorbike Finance | Caravan Finance | Motorhome Finance | Asset Finance | Personal Loans

If you are looking for vehicle finance, but are unsure about which company to choose, then What Credit is the solution !

At What Credit our aim is to match you to a finance package that suits your credit profile. With access & special deals in place with all the major finance companies on the market, we can provide the best finance and package options to all of our customers regardless of your credit history, leaving you free to choose your new vehicle from any reputable UK Dealer. 

Or if you are looking for Asset finance or a Personal Loan we have some amazing products available to all of our customers regardless of their credit history. Get in touch today to find out more or apply now !

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Find out more about What Credit Ltd & our services !

Good & Bad Credit Profiles Considered

No Broker Fees

Free Vehicle Valuation & History Check

Car Finance

car finance
  • Buy any car from any UK dealer
  • Free car history & valuation check
  • Fantastic package deals available
  • Flexible finance options
  • Payments to suit you & your budget
  • Good & Bad credit profiles considered
Car Finance

Caravan Finance

caravan finance
  • Buy any caravan from any UK dealer
  • Free caravan history & valuation check
  • Fantastic package deals available
  • Flexible finance options
  • Payments to suit you & your budget
  • Good & Bad credit profiles considered
Caravan Finance

Motorhome Finance

motorhome finance
  • Buy any motorhome from any UK dealer
  • Free history & valuation check
  • Fantastic package deals available
  • Flexible finance options
  • Payments to suit you & your budget
  • Good & Bad credit profiles considered
Motorhome Finance

Motorbike Finance

motorbike finance
  • Buy any motorbike from any UK dealer
  • Free bike history & valuation check
  • Fantastic package deals available
  • Flexible finance options
  • Payments to suit you & your budget
  • Good & Bad credit profiles considered
Motorbike Finance

Van Finance

van finance
  • Buy any van from any UK dealer
  • Free van history & valuation check
  • Fantastic package deals available
  • Flexible finance options
  • Payments to suit you & your budget
  • Good & Bad credit profiles considered
Van Finance

Asset Finance

asset finance
  • Re-finance your assets or purchase new
  • Free asset history & valuation check
  • Fantastic package deals available
  • Flexible finance options
  • Payments to suit you & your budget
  • Good & Bad credit profiles considered
Asset Finance

Personal Loans

personal loans
  • Personal Loans for any purpose
  • Short & long term loans available
  • Fantastic loan deals available
  • Flexible personal loan options
  • Payments to suit you & your budget
  • Good & Bad credit profiles considered
Personal Loans

Horsebox Finance

horsebox finance
  • Buy any horsebox from any UK dealer
  • Free history & valuation check
  • Fantastic package deals available
  • Flexible finance options
  • Payments to suit you & your budget
  • Good & Bad credit profiles considered
Horsebox Finance
Motorbike Finance

Bad Credit Finance

bad credit finance
  • Bad Credit ? No Problem
  • CCJ's - Defaults - Arrears ? No Problem
  • Fantastic package deals available
  • Flexible finance options
  • Payments to suit you & your budget
  • Turned Down Previously ? Don't Worry 
Bad Credit Finance

Why Choose What Credit ?

Access to 1000's Of Vehicles

Choose from ANY reputable UK Dealer

Access to all Major Lenders

We have deals in place with all lenders

Good & Bad Credit Profiles

We approve good & bad credit

Fast Approval, Fast Payout

Get your new vehicle as quickly 

Low Rate Finance Packages

Many packages to suit all circumstances

Flexible Finance Options

We'll find you the perfect deal

Apply for Finance today !

Good & Bad Credit Profiles Considered - Fast Approvals

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