Shop as a cash buyer, knowing your finance is in place
What Credit - Car Finance
With What Credit you can be sure that you'll be matched to a finance package that suits your profile. We search our panel of lenders to find you the best car finance deal available, leaving you free to choose your new vehicle from any reputable UK Dealer.
We Can Help Even If You:
Have been declined for finance in the past
Have a poor credit history
Are not on the voters roll
Are employed or self employed
Are on a low income or get benefits
About Our Car Finance
Low Rate Car Finance Packages
Our rates are extremely competitive and start at just 5.1% APR
Fast Efficient Online Car Finance Application
Our team ensure all applications are dealt with quickly & efficiently
Flexible Repayment Terms For Your Car Loan
We work around your budget to ensure payments are affordable
Choose The Car From Any UK Dealer
Once approved, you can buy from any reputable UK dealership
Finance For Good & Bad Credit Profiles
We can help even if you have CCJ's Arrears & Defaults
Same Day Drive Away Car Loan Schemes
If you need a car fast let us know, we can arrange everything quickly
Why Choose What Credit ?
We pride ourselves on treating every case individually, by taking into consideration every customer’s unique circumstances. Whether it’s a car, motorbike, van or caravan – we are here to help make sure you get approved for finance quickly and without any hassle at all, making your whole experience of buying a vehicle enjoyable from start to finish.
Apply today for a quick no obligation approval with flexible finance options available to suit you.
To Qualify For Finance You Must:
Be 18 or over
Have a valid driving license
Not be currently declared bankrupt
Have lived in the UK for the last 3 years
Be sure you can afford the repayments
Other Finance Options
What Credit have a wide range of finance options available for almost everything. Apply today or call us for more info.