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Finance that is right for you

With What Credit you can be sure that you'll be matched to a finance package that suits your profile. We search our panel of lenders to find you the best car finance deal available, leaving you free to choose your new vehicle from any reputable UK Dealer.

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Car Finance

Need Car Finance ? We'll Say Yes Today.

Here at What Credit we specialise in Car Finance. We are one of the UK's leading Car Finance Brokers with access to all the major Lenders on the market.

So if you are looking to finance a new or used car then we can help you. Just use our Car Finance Application form to submit your details to us and we will do our very best to get you accepted for Car Finance, Motorbike Finance, Bike Finance or Van Finance.

Low Rate Car Finance

Low Rate Car Finance

You do not need to pay high rates on your car finance if your credit history is good. Find out more about our Low Rate Car Finance and what we have to offer here at What Credit, our team of expert car finance specialists will help you get accepted for low rate car finance.

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Car Finance for Bad Credit

Car Finance for Bad Credit

You do not have to pay extortionate rates on your car finance just because your credit history is poor. Find out more about our Car Finance for Bad Credit and what we have to offer here at What Credit, our team of expert car finance specialists will help you get accepted for bad credit car finance.

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Guaranteed Car Finance

Guaranteed Car Finance

Although there is actually no such thing as guaranteed car finance we offer the closest thing. Find out more about our almost guaranteed Car Finance and what we have to offer here at What Credit, our team of expert car finance specialists will help you get accepted for even if you have been refused previously.

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Car Finance Explained

Car Finance Explained

When choosing to buy a new car the process can be frightening as there are so many different options available. Find out more information about Car Finance and the choices that are available through What Credit, including Hire Purchase & Leasing options.

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SEE-FOR-YOURSELF

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What Credit Ltd are a Credit Broker and will search our panel of lenders to match the best loan to suit your personal circumstancesLOGO-BANNER

  WE WILL SEARCH THE MARKET PLACE TO FIND A FINANCE PACKAGE TO SUIT YOU
Excellent / Good Credit Score: Loan amount: £5,000 - 36 Monthly Payments: £149.51 - Total cost of credit: £382.50 - Total amount payable: £5,382.50    - Representative example: 5.1% APR
 Good / Fair Credit Score: Loan amount: £5,000 - 48 Monthly Payments: £139.57 - Total cost of credit: £1699.36 - Total amount payable: £6699.36 - Representative example: 16.8% APR
  Poor Credit Score:   Loan amount: £5,000 - 48 Monthly Payments: £149.46 - Total cost of credit: £2,174.08 - Total amount payable: £7174.08 00 - Representative example: 21.8% APR
  Very Poor Credit Score:   Loan amount: £5,000 - 60 Monthly Payments: £153.00 - Total cost of credit: £4,180.00 - Total amount payable: £9,180.00 - Representative example: 31.7% APR
 Guarantor Finance:   Loan amount: £5,000 - 48 Monthly Payments: £213.88 - Total cost of credit: £5266.24 - Total amount payable: £10266.24 - Representative example: 49.9% APR
BECAUSE CUSTOMER PROFILES ARE DIFFERENT, FINANCE COMPANY RATES, TERMS & CONDITIONS & ANNUAL PERCENTAGE RATES MAY VARY BETWEEN CUSTOMERS
PLEASE BE AWARE THAT IF YOU HAVE A POOR OR BAD CREDIT SCORE, THE COST OF CREDIT MAY BE HIGHER ( AS ILLUSTRATED ABOVE )